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Health Coverage for Healthier Families & Individuals

STOP PAYING
FOR WHAT
YOU DON'T NEED

JY · The Insurance Guy · San Antonio, TX

If you're self-employed and on the healthier side, you have access to customizable plans built around what you actually need not what the marketplace thinks everyone needs.

"I'm happy to point anyone in the right direction whether I make a dollar off it or not."

JY – The Insurance Guy
1,000+
Families Helped
The Problem
  • Paying $1,800+/month for a family plan with a $6K deductible
  • Paying for other people's coverage as a self-employed person
  • HMO networks that lock you out of the best facilities
  • Making too much to qualify for government assistance and getting punished for it
JY
The Solution
  • Private PPO plans with access to MD Anderson, Texas Children's & more
  • Tailored to your health profile & budget
  • Cash pay for doc visits (~$200) skip the bloated premiums
  • Pay a fraction of the price if you qualify let's find out together
1,000+
Families Helped
Free
Consultation Call
100%
Medically Underwritten
33
States Licensed
33
Licensed in 33 States
Wherever you are, I can help
TX CA FL NY CO GA AZ NC OH IL + 22 more
Check If I Cover Your State →
Who I Help

Sound Familiar?
This Is Who I Help

Self-employed people are in the hardest spot when it comes to health coverage. You make too much for government help and too little to afford the junk they're selling on the marketplace. There's a better way.

💼
1099 Contractors

You're the employer which means nobody's helping cover your premiums. That needs to change.

🏢
Small Business Owners

If you're clearing over $72K, you don't qualify for government help. So let's get creative.

🏠
Real Estate Agents

Commission-based income deserves better than AT&T prices for a Boost Mobile network.

Sales Professionals

Healthier Families & Individuals and self-employed? You're exactly who these plans were built for.

From Zero to Covered
in 4 Simple Steps

1
Book a Free Call

15–30 minutes. Zero pressure. We figure out if you qualify for a private plan and what it could actually save you.

2
I Find Your Options

I find a private PPO with unlimited benefit, a clear deductible, and access to the best facilities built around your health.

3
We Review Together

I break it down the way I'd explain it to a friend. What you're paying, what you're covered for, and what you can skip.

4
You're Covered

Get enrolled and stop overpaying. Cash pay for the small stuff, real coverage for the big stuff. That's the move.

Let's Find Your Best Plan

This call costs you nothing. In 20–30 minutes you'll know if you qualify, what a plan would actually cost, and how much you've been overpaying.

  • No pressure I'll point you in the right direction whether I make a dollar or not
  • Plain English no insurance jargon, no fine print surprises
  • Comparison of multiple carriers & plans
  • Catastrophic coverage with a guaranteed out-of-pocket max
  • Faith-driven, integrity-first always
Book My Free Consultation
Client Reviews

What Clients Are
Actually Saying

Don't take my word for it hear from people who were overpaying, frustrated, and found out there was a better option.

"After breaking out on my own and purchasing my father's automotive shop, I needed solid coverage. Jonathan went above and beyond, giving me far better protection than I ever thought I could afford."

KK
Kolton K.
Auto Shop Owner · Nov 2025

"I'm not one for referrals on social media, but this individual deserves it. Within 24 hours of our call, JY had me set up with a private PPO plan at half the cost of most private plans with better coverage and benefits. Very trustworthy and knowledgeable."

BM
Blake M.
Self-Employed · Sep 2025

"Had a seamless experience shopping for medical insurance with Jonathan. He made it incredibly simple and helped avoid the countless calls to track down the best deal. Thanks for all your help JY!"

JH
Jen H.
Health Insurance Client · Jun 2025

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Ready to stop overpaying?
Free 20-min consultation. No pressure, no jargon.
Book My Free Call →