If you're self-employed and on the healthier side, you have access to customizable plans built around what you actually need, not what the marketplace thinks everyone needs.
"I'm happy to point anyone in the right direction whether I make a dollar off it or not."
Self-employed people are in the hardest spot when it comes to health coverage. You make too much for government help and too little to afford the junk they're selling on the marketplace. There's a better way.
You're the employer, which means nobody's helping cover your premiums. That needs to change.
If you're clearing over $72K, you don't qualify for government help. So let's get creative.
Commission-based income deserves better than AT&T prices for a Boost Mobile network.
Healthier and self-employed? You're exactly who these plans were built for.
15–30 minutes. Zero pressure. We figure out if you qualify for a private plan, and what it could actually save you.
I find a private PPO with unlimited benefit, a clear deductible, and access to the best facilities, built around your health.
I break it down the way I'd explain it to a friend. What you're paying, what you're covered for, and what you can skip.
Get enrolled and stop overpaying. Cash pay for the small stuff, real coverage for the big stuff. That's the move.
This call costs you nothing. In 20–30 minutes you'll know if you qualify, what a plan would actually cost, and how much you've been overpaying.
I'm Jonathan Young, AKA JY the Insurance Guy.
I've been helping people through the insurance industry for over a decade now. Today, I help self-employed individuals, families, entrepreneurs, and small business owners across 33 states understand their health insurance options and find coverage that fits their needs.
My approach is simple. Make insurance easier to understand, tell people the truth, and help them make a confident decision without all the industry jargon.
Outside of business, I'm a husband, a father of four, a Christian, a Brazilian Jiu-Jitsu purple belt, and someone who believes success should strengthen your faith and family, not compete with them.
I believe in hard work, personal responsibility, keeping your word, and doing business with integrity.
"Help you understand your options. Protect what matters. Make the right decision for your family."
Don't take my word for it. Hear from people who were overpaying, frustrated, and found out there was a better option.
"After breaking out on my own and purchasing my father's automotive shop, I needed solid coverage. Jonathan went above and beyond, giving me far better protection than I ever thought I could afford."
"I'm not one for referrals on social media, but this individual deserves it. Within 24 hours of our call, JY had me set up with a private PPO plan at half the cost of most private plans with better coverage and benefits. Very trustworthy and knowledgeable."
"Had a seamless experience shopping for medical insurance with Jonathan. He made it incredibly simple and helped avoid the countless calls to track down the best deal. Thanks for all your help JY!"
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